Perk up with Bloom.
Between high interest checking and fee-free debit cards, Bloom makes banking synonymous with gaining. Our perks are designed to leave nothing to be desired when it comes to getting the best returns for your money—even outside of savings and investments.
Spend freely.
Vibrant Checking
That’s right—spend freely. No account fees. No monthly maintenance fees. And a higher interest rate than run-of-the-mill checking accounts. Vibrant Checking is created for your everyday transactions. Enjoy these other perks with the Vibrant Checking account:
- 1.75% APY*
- A beautiful debit card
- No fees
- No minimum balance
- FDIC-insured
*Annual Percentage Yield
Bloom Debit Card
A debit card that makes both your account and wallet look good.
- Choose from two card designs
- Complete on/off control
- Works everywhere with Visa
- No hidden overdraft fees
- No minimum balance
Questions about your money call for answers from a real person.
We know your money is a personal thing. And it’s likely you’d rather talk to a real person than a chatbot when an urgent—or non-urgent—moment happens. Whether it’s a suspicious transaction or you're looking to start a new account, our banking professionals are here to help 24/7.
Frequently Asked Questions
What is an online bank account?
An online bank account is really similar to a traditional banking. Deposits, withdrawals, transfers, and payments are all still possible, but all your visits will be digital since there are no physical branch locations. All you need is a computer, tablet, or mobile device and internet access to bank with us.
Are there really no hidden fees?
Yep, you heard us right! No fees, ever. We don’t have a network of branches to maintain, so that helps us save money and frees you from monthly fees.
Is it safe to bank online with Bloom?
Absolutely. Rest easy knowing your money is safe with us! Bloom is a completely secure channel with local data encryption and verified connections. On top of two-factor authentication, we have user device management to always ensure your account is in safe hands. And the Federal Deposit Insurance Company (FDIC) insures up to the legal limit of $250,000.
How do I withdraw money?
It’s easy! Simply find one of the 50,000+ free ATMs nationwide, or choose the get cash back option when you’re purchasing goods from a store using your Bloom debit card.
Should I start with a checking or savings account?
Good question. It really depends on the ways you plan to use your money. If you have a goal in mind and you’re wanting to save, think about our Sky-High Savings account. Or if you’re wanting a way to manage your cash flow, begin with a checking account. Both accounts are great options to help you win with your money. Get started by downloading the Bloom app and opening an account today.
Questions?
Real people,
here when you need us.
Direct access to our team - anytime, anywhere.